Horace Mann Insurance Co
6802 Ringgold Rd
Chattanooga, TN 37412-4256
Phone: (423) 855-9100 | Fax: (423) 855-9100
Horace Mann Insurance Co provides residents of Chattanooga with advice and guidance to help them meet their insurance needs. Call (423) 855-9100 for a no obligation quote or stop by at 6802 Ringgold Rd. Servicing Chattanooga and the entire Hamilton county region.
Looking for insurance agents in Chattanooga, TN or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Horace Mann Insurance Co can help you determine the proper coverages for your personal situation. Licensed Tennessee insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Chattanooga auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Chattanooga and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Tennessee may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.