Horace Mann Insurance Co
312 1st St N
Cold Spring, MN 56320-2574
Phone: (320) 685-5404
Horace Mann Insurance Co is dedicated to protecting Cold Spring residents with at a price you can afford with professional service. Call (320) 685-5404 for risk-free insurance quotes or stop by at 312 1st St N. Servicing Cold Spring and the entire Stearns county region.
Searching for insurance agents in Cold Spring, Minnesota or just trying to save money on insurance? These tips may help.
- Horace Mann Insurance Co may be able to help you determine the insurance policy that's right for your specific needs.
- If you think your Cold Spring is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Cold Spring insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Cold Spring home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Minnesota insurance company, then you will be rewarded with lower rates.