Horace Mann
6226 University Park Dr
Radford, VA 24141-8631
Phone: (540) 639-3110
Radford residents can count on Horace Mann to give a helping hand when purchasing insurance. Call (540) 639-3110 to talk to an agent or stop by at 6226 University Park Dr. Serving the greater Radford area and beyond.
If you're trying to find insurance agents in Radford, VA or just looking to lower your rates we can help. These tips may help.
- Horace Mann is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Radford auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Radford home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Virginia should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.