Horne & Assoc
3026 Tyre Neck Rd # F
Portsmouth, VA 23703-4500
Phone: (757) 484-7666 | Fax: (757) 484-7636
Horne & Assoc provides residents of Portsmouth with advice and guidance to help them meet their insurance needs. Call (757) 484-7666 for a no obligation quote or stop by at 3026 Tyre Neck Rd # F. Servicing Portsmouth and the entire Portsmouth county region.
Looking for insurance agents in Portsmouth, VA or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Horne & Assoc can help you determine the proper coverages for your personal situation. Licensed Virginia insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Portsmouth auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Portsmouth home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Portsmouth policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Virginia insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.