Horne's Insurance
53 W Main St
Hamlet, NC 28345-3629
Phone: (910) 205-0448
Horne's Insurance provides residents of Hamlet with advice and guidance when making important insurance decisions. Their office is located at 53 W Main St or call (910) 205-0448 to speak with an agent. Serving Hamlet and the greater Richmond county area.
Looking for insurance agents in Hamlet, NC or just trying to lower your premiums? Here are some insurance buying best practices.
- Horne's Insurance may be able to help you find the best insurance rates in North Carolina. By using a local Hamlet insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Hamlet auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Hamlet. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in North Carolina. Check with your Hamlet agent to find out if that discount exists with your current company.