Hughes & Havinga Employee
9797 Fitzpatrick Rd
Alpena, MI 49707-9750
Phone: (989) 379-7016
Hughes & Havinga Employee is dedicated to protecting Alpena families with at a price you can afford with professional service. Visit their office at 9797 Fitzpatrick Rd or call (989) 379-7016 for risk-free insurance quotes. Servicing Alpena and the entire Alpena county region.
Searching for insurance agents in Alpena, Michigan or just trying to save money on insurance? Here are some tips to keep in mind.
- Hughes & Havinga Employee may be able help you with your insurance needs in Alpena. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Alpena car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Alpena. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.