Hy Swirsky & Assoc
4568 Mayfield Rd # 205
Cleveland, OH 44121-4050
Phone: (216) 381-3100 | Fax: (216) 381-7896
Cleveland residents can count on Hy Swirsky & Assoc to give a helping hand when purchasing insurance. Call (216) 381-3100 to talk to an agent or stop by at 4568 Mayfield Rd # 205. Serving the greater Cleveland area and beyond.
If you're trying to find insurance agents in Cleveland, OH or just looking to lower your rates we can help. These tips may help.
- Hy Swirsky & Assoc may assist you in finding Ohio insurance coverage. With a local Cleveland insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Cleveland car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Cleveland home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Ohio. Check with your Cleveland agent to find out if that discount exists with your current company.