Hyung Kwon Cha
55 S Kukui St
Honolulu, HI 96813-2328
Phone: (808) 521-8001
Hyung Kwon Cha provides residents of Honolulu with advice and guidance when making important insurance decisions. Their office is located at 55 S Kukui St or call (808) 521-8001 to speak with an agent. Serving Honolulu and the greater Honolulu county area.
Looking for insurance agents in Honolulu, HI or just trying to lower your premiums? Here are some insurance buying best practices.
- Hyung Kwon Cha may assist you in finding Hawaii insurance coverage. With a local Honolulu insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Honolulu car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Honolulu insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Honolulu home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Hawaii insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.