IMA Insurance
4450 S Highway 27
Somerset, KY 42501-6177
Phone: (606) 679-6778 | Fax: (606) 679-1535
Somerset residents can count on IMA Insurance to provide guidance when purchasing insurance. Visit their office at 4450 S Highway 27 or call (606) 679-6778 to talk to an agent. Serving the greater Somerset area and beyond.
If you're trying to find insurance agents in Somerset, KY or just looking to lower your rates we can help. Here are some tips to keep in mind.
- IMA Insurance may assist you in finding Kentucky insurance coverage. With a local Somerset insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Somerset car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Somerset and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Some Kentucky insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Somerset and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.