Ideal Brokerage
6059 Jericho Tpke
Commack, NY 11725-2807
Phone: (631) 543-7111 | Fax: (631) 543-7125
Ideal Brokerage provides residents of Commack with advice and guidance when making important insurance decisions. Their office is located at 6059 Jericho Tpke or call (631) 543-7111 to speak with an agent. Serving Commack and the greater Suffolk county area.
Looking for insurance agents in Commack, NY or just trying to lower your premiums? Here are some insurance buying best practices.
- Ideal Brokerage may be able to help you find the best insurance rates in New York. By using a local Commack insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Commack auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Commack home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in New York. Check with your Commack agent to find out if that discount exists with your current company.