Independent Life & Health Agcy
3923 E State St
Rockford, IL 61108-2003
Phone: (815) 399-1188 | Fax: (815) 484-2388
Independent Life & Health Agcy provides residents of Rockford with advice and guidance to help them meet their insurance needs. Call (815) 399-1188 for a no obligation quote or stop by at 3923 E State St. Servicing Rockford and the entire Winnebago county region.
Looking for insurance agents in Rockford, IL or just trying to lower your premiums? These tips may help.
- Independent Life & Health Agcy may be able to help you find the best insurance rates in Illinois. By using a local Rockford insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Rockford auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Rockford home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Illinois. Check with your Rockford agent to find out if that discount exists with your current company.