Indiana Surplus & Specialty
223 W Ontario Dr
Muncie, IN 47303-6401
Phone: (765) 287-6930 | Fax: (765) 287-6932
Indiana Surplus & Specialty provides residents of Muncie with advice and guidance to help them meet their insurance needs. Call (765) 287-6930 for a no obligation quote or stop by at 223 W Ontario Dr. Servicing Muncie and the entire Delaware county region.
Looking for insurance agents in Muncie, IN or just trying to lower your premiums? These tips may help.
- Indiana Surplus & Specialty may assist you in finding Indiana insurance coverage. With a local Muncie insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Muncie auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Muncie home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Indiana insurance company, then you will be rewarded with lower rates.