Insurance Design
1021 Quarrier St # 511
Charleston, WV 25301-2332
Phone: (304) 342-0130
Insurance Design provides residents of Charleston with advice and guidance when making important insurance decisions. Their office is located at 1021 Quarrier St # 511 or call (304) 342-0130 to speak with an agent. Serving Charleston and the greater Kanawha county area.
Looking for insurance agents in Charleston, WV or just trying to lower your premiums? Here are some insurance buying best practices.
- Insurance Design may be able to help you determine the insurance policy that's right for your specific needs.
- Your Charleston auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Charleston and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your West Virginia insurance company, then you will be rewarded with lower rates.