Insurance Options
7292 Manchester Rd # 2fw
St Louis, MO 63143-2438
Phone: (314) 647-4411 | Fax: (314) 647-3344
Insurance Options is dedicated to protecting St Louis families with at a price you can afford with professional service. Visit their office at 7292 Manchester Rd # 2fw or call (314) 647-4411 for risk-free insurance quotes. Servicing St Louis and the entire St Louis county region.
Searching for insurance agents in St Louis, Missouri or just trying to save money on insurance? Here are some tips to keep in mind.
- Insurance Options is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your St Louis auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- St Louis property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.