J J Kearns Agency
71 Hendrick Ave
Albany, NY 12204-1813
Phone: (518) 427-7004
J J Kearns Agency provides residents of Albany with advice and guidance when making important insurance decisions. Their office is located at 71 Hendrick Ave or call (518) 427-7004 to speak with an agent. Serving Albany and the greater Albany county area.
Looking for insurance agents in Albany, NY or just trying to lower your premiums? Here are some insurance buying best practices.
- J J Kearns Agency is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your Albany car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Albany. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in New York may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.