J K Harris & Co
101 N 7th St
Louisville, KY 40202-2924
Phone: (502) 561-3454
Louisville residents can count on J K Harris & Co to give a helping hand when purchasing insurance. Call (502) 561-3454 to talk to an agent or stop by at 101 N 7th St. Serving the greater Louisville area and beyond.
If you're trying to find insurance agents in Louisville, KY or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like J K Harris & Co can help you determine the proper coverages for your personal situation. Licensed Kentucky insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Louisville car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Louisville. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some Kentucky insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Louisville and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.