J Neal Guffey Insurance
4143 Ringgold Rd # I
East Ridge, TN 37412-2451
Phone: (423) 698-8181 | Fax: (423) 698-0504
J Neal Guffey Insurance is dedicated to protecting East Ridge families with at a price you can afford with professional service. Visit their office at 4143 Ringgold Rd # I or call (423) 698-8181 for risk-free insurance quotes. Servicing East Ridge and the entire Hamilton county region.
Searching for insurance agents in East Ridge, Tennessee or just trying to save money on insurance? Here are some tips to keep in mind.
- J Neal Guffey Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your East Ridge auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in East Ridge and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.