J Pat Williams Insurance
6219 Lee Hwy # 9
Chattanooga, TN 37421-2981
Phone: (423) 894-2884 | Fax: (423) 894-2896
Chattanooga residents can count on J Pat Williams Insurance to give a helping hand when purchasing insurance. Call (423) 894-2884 to talk to an agent or stop by at 6219 Lee Hwy # 9. Serving the greater Chattanooga area and beyond.
If you're trying to find insurance agents in Chattanooga, TN or just looking to lower your rates we can help. These tips may help.
- J Pat Williams Insurance is an insurance services provider in Chattanooga and may be able to help you obtain insurance coverage.
- Your Chattanooga car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Chattanooga home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Tennessee may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.