J T Phillips Insurance
422 State St
Ogdensburg, NY 13669-2639
Phone: (315) 393-1961
J T Phillips Insurance provides residents of Ogdensburg with advice and guidance when making important insurance decisions. Their office is located at 422 State St or call (315) 393-1961 to speak with an agent. Serving Ogdensburg and the greater St Lawrence county area.
Looking for insurance agents in Ogdensburg, NY or just trying to lower your premiums? Here are some insurance buying best practices.
- J T Phillips Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- When shopping for car insurance in Ogdensburg, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- If you own a home in Ogdensburg and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in New York. Check with your Ogdensburg agent to find out if that discount exists with your current company.