J & R Insurance
217 S Main St
Shelbyville, TN 37160-3905
Phone: (931) 684-1014 | Fax: (931) 685-4864
J & R Insurance provides residents of Shelbyville with advice and guidance to help protect assets. Visit their office at 217 S Main St or call (931) 684-1014 for a no obligation quote. Serving the greater Shelbyville area and beyond.
Looking for insurance agents in Shelbyville, TN or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like J & R Insurance can help you determine the proper coverages for your personal situation. Licensed Tennessee insurance agents are trained to find possible coverage gaps in your insurance plan.
- Have you thought about how to reduce your Shelbyville car insurance costs? Just by taking a little time to review your current coverages with your Shelbyville agent, you may be entitled to substantial savings that you didn't even know you qualified for.
- Shelbyville property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.