James B Speights Agency
2497 Boston Neck Rd
Saunderstown, RI 02874-3819
Phone: (401) 295-7316
Saunderstown residents can count on James B Speights Agency to provide guidance when purchasing insurance. Visit their office at 2497 Boston Neck Rd or call (401) 295-7316 to talk to an agent. Serving the greater Saunderstown area and beyond.
If you're trying to find insurance agents in Saunderstown, RI or just looking to lower your rates we can help. Here are some tips to keep in mind.
- James B Speights Agency may assist you in finding Rhode Island insurance coverage. With a local Saunderstown insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Saunderstown auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Saunderstown, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Rhode Island should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.