James Calafata Insurance
4325 Cass St
San Diego, CA 92109-4008
Phone: (858) 483-7171 | Fax: (858) 483-0730
San Diego residents can count on James Calafata Insurance to provide guidance when purchasing insurance. Visit their office at 4325 Cass St or call (858) 483-7171 to talk to an agent. Serving the greater San Diego area and beyond.
If you're trying to find insurance agents in San Diego, CA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- A neighborhood insurance services provider like James Calafata Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed California insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- If you think your San Diego is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- San Diego home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in California may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.