James F Shea & Sons
200 Center St
Ludlow, MA 01056-2772
Phone: (413) 547-8135 | Fax: (413) 547-8137
James F Shea & Sons is dedicated to protecting Ludlow families with at a price you can afford with professional service. Visit their office at 200 Center St or call (413) 547-8135 for risk-free insurance quotes. Serving Ludlow and the greater Hampden county area.
Searching for insurance agents in Ludlow, Massachusetts or just trying to save money on insurance? Here are some tips to keep in mind.
- James F Shea & Sons is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Ludlow auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- Ludlow home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Massachusetts should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.