James J Heffers Investments
11 2nd Ave
Kingston, PA 18704-5717
Phone: (570) 287-5123 | Fax: (570) 287-9033
James J Heffers Investments provides residents of Kingston with advice and guidance to help them meet their insurance needs. Call (570) 287-5123 for a no obligation quote or stop by at 11 2nd Ave. Servicing Kingston and the entire Luzerne county region.
Looking for insurance agents in Kingston, PA or just trying to lower your premiums? These tips may help.
- James J Heffers Investments may be able help you with your insurance needs in Kingston. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Kingston auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- Kingston property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Pennsylvania may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.