James Podpeskar Agency
908 1/2 8th St S
Virginia, MN 55792-3236
Phone: (218) 741-3200 | Fax: (218) 749-1900
James Podpeskar Agency provides residents of Virginia with advice and guidance to help protect assets. Visit their office at 908 1/2 8th St S or call (218) 741-3200 for a no obligation quote. Serving the greater Virginia area and beyond.
Looking for insurance agents in Virginia, MN or just trying to lower your premiums? Here are some tips to keep in mind.
- James Podpeskar Agency is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your Virginia car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Virginia and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Minnesota insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.