James R Smith Insurance LTD
3670 W Shore Rd
Warwick, RI 02886-5028
Phone: (401) 921-4460
James R Smith Insurance LTD is dedicated to protecting Warwick families with at a price you can afford with professional service. Visit their office at 3670 W Shore Rd or call (401) 921-4460 for risk-free insurance quotes. Servicing Warwick and the entire Kent county region.
Searching for insurance agents in Warwick, Rhode Island or just trying to save money on insurance? Here are some tips to keep in mind.
- James R Smith Insurance LTD may be able help you with your insurance needs in Warwick. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Warwick auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- Warwick home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Rhode Island may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.