James V Bacco Agency
45 Willard St
Lodi, NJ 07644-1119
Phone: (973) 478-9000 | Fax: (973) 478-6416
James V Bacco Agency provides residents of Lodi with advice and guidance to help protect assets. Visit their office at 45 Willard St or call (973) 478-9000 for a no obligation quote. Serving the greater Lodi area and beyond.
Looking for insurance agents in Lodi, NJ or just trying to lower your premiums? Here are some tips to keep in mind.
- James V Bacco Agency is an insurance services provider in Lodi and may be able to help you obtain insurance coverage.
- Lodi auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Lodi. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.