Jim Byrd & Assoc
3700 Computer Dr
Raleigh, NC 27609-6505
Phone: (919) 788-9111 | Fax: (919) 788-9878
Jim Byrd & Assoc provides residents of Raleigh with advice and guidance when making important insurance decisions. Their office is located at 3700 Computer Dr or call (919) 788-9111 to speak with an agent. Serving Raleigh and the greater Wake county area.
Looking for insurance agents in Raleigh, NC or just trying to lower your premiums? Here are some insurance buying best practices.
- Jim Byrd & Assoc may be able to help you find the best insurance rates in North Carolina. By using a local Raleigh insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Raleigh auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Raleigh home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in North Carolina. Check with your Raleigh agent to find out if that discount exists with your current company.