Jim Lohr Agency
113 Colorado Ave
Ames, IA 50014-3499
Phone: (515) 292-2500
Ames residents can count on Jim Lohr Agency to provide guidance when purchasing insurance. Visit their office at 113 Colorado Ave or call (515) 292-2500 to talk to an agent. Serving the greater Ames area and beyond.
If you're trying to find insurance agents in Ames, IA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Jim Lohr Agency may be able to help you find the best insurance rates in Iowa. By using a local Ames insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When researching auto insurance in Ames, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Ames home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Iowa insurance company, then you will be rewarded with lower rates.