Jim Smith & Assoc
353 Hanamau St # 23
Kahului, HI 96732-2474
Phone: (808) 871-7200 | Fax: (808) 871-7362
Jim Smith & Assoc provides residents of Kahului with advice and guidance when making important insurance decisions. Their office is located at 353 Hanamau St # 23 or call (808) 871-7200 to speak with an agent. Serving Kahului and the greater Maui county area.
Looking for insurance agents in Kahului, HI or just trying to lower your premiums? Here are some insurance buying best practices.
- Jim Smith & Assoc may be able to help you determine the insurance policy that's right for your specific needs.
- Kahului auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- Kahului insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Kahului home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Hawaii insurance company, then you will be rewarded with lower rates.