Joann D Smith Insurance
530 Cherry St
Helena, AR 72342-3304
Phone: (870) 338-9094 | Fax: (870) 338-6312
Joann D Smith Insurance provides residents of Helena with advice and guidance when making important insurance decisions. Their office is located at 530 Cherry St or call (870) 338-9094 to speak with an agent. Serving Helena and the greater Phillips county area.
Looking for insurance agents in Helena, AR or just trying to lower your premiums? Here are some insurance buying best practices.
- Joann D Smith Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- If you think your Helena is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Helena. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Arkansas insurance company, then you will be rewarded with lower rates.