Joel D Howard Agency
2105 Old Montgomery Hwy # 100
Pelham, AL 35124-1137
Phone: (205) 733-0030 | Fax: (205) 733-8943
Joel D Howard Agency is dedicated to protecting Pelham consumers with affordably with professional service. Their office location is 2105 Old Montgomery Hwy # 100 or call (205) 733-0030 anytime to talk to one of their friendly professionals. Serving Pelham and the greater Shelby county area.
Searching for insurance agents in Pelham, Alabama or just trying to save money on insurance? Here are some insurance buying best practices.
- A local insurance services provider like Joel D Howard Agency can help you determine the proper coverages for your personal situation. Licensed Alabama insurance agents are trained to find possible coverage gaps in your insurance plan.
- Pelham car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- If you own a home in Pelham and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.