John Hughes Insurance
6151 Fair Oaks Blvd
Carmichael, CA 95608-4894
Phone: (916) 487-0697 | Fax: (916) 487-2350
John Hughes Insurance provides residents of Carmichael with advice and guidance to help protect assets. Visit their office at 6151 Fair Oaks Blvd or call (916) 487-0697 for a no obligation quote. Serving the greater Carmichael area and beyond.
Looking for insurance agents in Carmichael, CA or just trying to lower your premiums? Here are some tips to keep in mind.
- John Hughes Insurance may be able help you with your insurance needs in Carmichael. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- If you think your Carmichael is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Carmichael property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Carmichael and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.