John N Archer
1931 Fairfax Dr
Florence, AL 35630-1625
Phone: (256) 766-1728
John N Archer is dedicated to protecting Florence families with at a price you can afford with professional service. Visit their office at 1931 Fairfax Dr or call (256) 766-1728 for risk-free insurance quotes. Serving Florence and the greater Lauderdale county area.
Searching for insurance agents in Florence, Alabama or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like John N Archer can help you determine the proper coverages for your personal situation. Licensed Alabama insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your Florence is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Florence home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Alabama insurance company, then you will be rewarded with lower rates.