John O Keene
517 Broadway
Saratoga Springs, NY 12866-2237
Phone: (518) 587-7130
John O Keene provides residents of Saratoga Springs with advice and guidance to help protect assets. Visit their office at 517 Broadway or call (518) 587-7130 for a no obligation quote. Serving the greater Saratoga Springs area and beyond.
Looking for insurance agents in Saratoga Springs, NY or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like John O Keene can help you determine the proper coverages for your personal situation. Licensed New York insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Saratoga Springs car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Saratoga Springs. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in New York. Check with your Saratoga Springs agent to find out if that discount exists with your current company.