John Paul Houston
Oxford St
Floyd, VA 24091-0000
Phone: (540) 745-2021
John Paul Houston provides residents of Floyd with advice and guidance when making important insurance decisions. Their office is located at Oxford St or call (540) 745-2021 to speak with an agent. Serving Floyd and the greater Floyd county area.
Looking for insurance agents in Floyd, VA or just trying to lower your premiums? Here are some insurance buying best practices.
- John Paul Houston is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your Floyd auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Floyd, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.