Joint Insurance Assoc
170 W Ridgely Rd
Lutherville, MD 21093-5103
Phone: (410) 252-8929
Lutherville families can depend on Joint Insurance Assoc to provide guidance and answer any questions. Their office location is 170 W Ridgely Rd or call (410) 252-8929 to talk with a representative. Servicing Lutherville and the entire Baltimore county region.
If you're trying to find insurance agents in Lutherville, MD or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A neighborhood insurance services provider like Joint Insurance Assoc can make it easier to determine the correct insurance coverages for your financial situation. Licensed Maryland insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Lutherville auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Lutherville, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Maryland. Check with your Lutherville agent to find out if that discount exists with your current company.