Joseph A Mitchell
2236 Burnham Rd
Ojai, CA 93023-9731
Phone: (805) 649-8005
Joseph A Mitchell provides residents of Ojai with advice and guidance to help them meet their insurance needs. Call (805) 649-8005 for a no obligation quote or stop by at 2236 Burnham Rd. Servicing Ojai and the entire Ventura county region.
Looking for insurance agents in Ojai, CA or just trying to lower your premiums? These tips may help.
- Joseph A Mitchell may be able to help you determine the insurance policy that's right for your specific needs.
- Your Ojai auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Ojai. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in California may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.