Joseph J Czerkies
1000 S Hamilton St
Lockport, IL 60441-3468
Phone: (815) 834-1800
Joseph J Czerkies provides residents of Lockport with advice and guidance when making important insurance decisions. Their office is located at 1000 S Hamilton St or call (815) 834-1800 to speak with an agent. Serving Lockport and the greater Will county area.
Looking for insurance agents in Lockport, IL or just trying to lower your premiums? Here are some insurance buying best practices.
- Joseph J Czerkies may be able to help you find the best insurance rates in Illinois. By using a local Lockport insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When researching auto insurance in Lockport, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Lockport. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Illinois insurance company, then you will be rewarded with lower rates.