Joseph Koenig Insurance
1906 Essington Rd
Joliet, IL 60435-1628
Phone: (815) 439-1828 | Fax: (815) 436-4821
Joliet residents can count on Joseph Koenig Insurance to give a helping hand when purchasing insurance. Call (815) 439-1828 to talk to an agent or stop by at 1906 Essington Rd. Serving the greater Joliet area and beyond.
If you're trying to find insurance agents in Joliet, IL or just looking to lower your rates we can help. These tips may help.
- Joseph Koenig Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Joliet car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Joliet home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some Illinois insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Joliet and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.