Ken Payne
13540 E Boundary Rd
Midlothian, VA 23112-3943
Phone: (804) 744-1056
Ken Payne provides residents of Midlothian with advice and guidance to help them meet their insurance needs. Call (804) 744-1056 for a no obligation quote or stop by at 13540 E Boundary Rd. Servicing Midlothian and the entire Chesterfield county region.
Looking for insurance agents in Midlothian, VA or just trying to lower your premiums? These tips may help.
- Ken Payne may be able to help you find the best insurance rates in Virginia. By using a local Midlothian insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Midlothian auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Midlothian home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Virginia. Check with your Midlothian agent to find out if that discount exists with your current company.