1625 Springhill Ave
Kettering, OH 45409-1898
Phone: (937) 294-2801
Klum Insurance provides residents of Kettering with advice and guidance to help them meet their insurance needs. Call (937) 294-2801 for a no obligation quote or stop by at 1625 Springhill Ave. Servicing Kettering and the entire Montgomery county region.
Looking for insurance agents in Kettering, OH or just trying to lower your premiums? These tips may help.
- Klum Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Kettering auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Kettering. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Ohio insurance company, then you will be rewarded with lower rates.