Kramer Agency
106 Main St
Ozawkie, KS 66070-4089
Phone: (785) 876-2493 | Fax: (785) 876-0132
Kramer Agency provides residents of Ozawkie with advice and guidance when making important insurance decisions. Their office is located at 106 Main St or call (785) 876-2493 to speak with an agent. Serving Ozawkie and the greater Jefferson county area.
Looking for insurance agents in Ozawkie, KS or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Kramer Agency can help you determine the proper coverages for your personal situation. Licensed Kansas insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Ozawkie auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Ozawkie insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Ozawkie home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Kansas insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.