L Ramsey Hicks Insurance
1040 N Main St
Monticello, KY 42633-1900
Phone: (606) 340-9424
L Ramsey Hicks Insurance is dedicated to protecting Monticello residents with at a price you can afford with professional service. Call (606) 340-9424 for risk-free insurance quotes or stop by at 1040 N Main St. Servicing Monticello and the entire Wayne county region.
Searching for insurance agents in Monticello, Kentucky or just trying to save money on insurance? These tips may help.
- L Ramsey Hicks Insurance is an insurance services provider in Monticello and may be able to help you obtain insurance coverage.
- Monticello auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- If you own a home in Monticello, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.