LTC Exchange
735 Broad St
Chattanooga, TN 37402-1804
Phone: (423) 648-7530
LTC Exchange provides residents of Chattanooga with advice and guidance to help them meet their insurance needs. Call (423) 648-7530 for a no obligation quote or stop by at 735 Broad St. Servicing Chattanooga and the entire Hamilton county region.
Looking for insurance agents in Chattanooga, TN or just trying to lower your premiums? These tips may help.
- LTC Exchange may assist you in finding Tennessee insurance coverage. With a local Chattanooga insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- When shopping for car insurance in Chattanooga, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Chattanooga home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Tennessee insurance company, then you will be rewarded with lower rates.