LTC Risk Management
24165 Detroit Rd
Cleveland, OH 44145-1516
Phone: (440) 250-0298
Cleveland residents can count on LTC Risk Management to provide guidance when purchasing insurance. Visit their office at 24165 Detroit Rd or call (440) 250-0298 to talk to an agent. Serving the greater Cleveland area and beyond.
If you're trying to find insurance agents in Cleveland, OH or just looking to lower your rates we can help. Here are some tips to keep in mind.
- LTC Risk Management may be able to help you determine the insurance policy that's right for your specific needs.
- Your Cleveland auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Cleveland home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Cleveland policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Ohio insurance company, then you will be rewarded with lower rates.