Lapans Insurance
411 Us Route 4
Enfield, NH 03748-3126
Phone: (603) 632-5513 | Fax: (603) 632-5517
Lapans Insurance provides residents of Enfield with advice and guidance when making important insurance decisions. Their office is located at 411 Us Route 4 or call (603) 632-5513 to speak with an agent. Serving Enfield and the greater Grafton county area.
Looking for insurance agents in Enfield, NH or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Lapans Insurance can help you determine the proper coverages for your personal situation. Licensed New Hampshire insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your Enfield is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Enfield property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some New Hampshire insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Enfield and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.