Larry James State Farm
1101 1st St SW
Cullman, AL 35055-0000
Phone: (256) 775-6288
Cullman residents can count on Larry James State Farm to provide guidance when purchasing insurance. Visit their office at 1101 1st St SW or call (256) 775-6288 to talk to an agent. Serving the greater Cullman area and beyond.
If you're trying to find insurance agents in Cullman, AL or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Larry James State Farm may be able help you with your insurance needs in Cullman. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Cullman car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Cullman. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Alabama insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.