Larry Otwell Insurance
805 W Grand Ave
Hot Springs, AR 71913-3528
Phone: (501) 321-1165 | Fax: (501) 321-1864
Larry Otwell Insurance provides residents of Hot Springs with advice and guidance when making important insurance decisions. Their office is located at 805 W Grand Ave or call (501) 321-1165 to speak with an agent. Serving Hot Springs and the greater Garland county area. Visit our website anytime for more information.
Looking for insurance agents in Hot Springs, AR or just trying to lower your premiums? Here are some insurance buying best practices.
- Larry Otwell Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Hot Springs auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- If you own a home in Hot Springs, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Arkansas may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.