Lavin Insurance Svc
9500 Us Highway 42
Prospect, KY 40059-9380
Phone: (502) 228-1600
Lavin Insurance Svc provides residents of Prospect with advice and guidance when making important insurance decisions. Their office is located at 9500 Us Highway 42 or call (502) 228-1600 to speak with an agent. Serving Prospect and the greater Jefferson county area.
Looking for insurance agents in Prospect, KY or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Lavin Insurance Svc can help you determine the proper coverages for your personal situation. Licensed Kentucky insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Prospect auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Prospect insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Prospect home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Some Kentucky insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Prospect and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.